Home Insurance

It's really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important, because chances are your home is likely one of your largest investments. Homeowners insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable for injuring another person or damaging their property. A typical homeowners insurance policy contains these standard coverage's and may provide you with options to purchase additional coverage's. You may also request an increase in limits if you've renovated your property, or have special possessions like art, jewelry or other collectibles for which you'd like extra protection. Choose the policy that's right for you, with World Star Insurance help.

In a standard homeowners insurance policy, the prevailing rule is: your neighbor's homeowners insurance policy will pay for the damages in his property even if it was caused by, let's say, your tree which fell on his fence. An exception to this rule is when there is a documented negligence on your part. If your neighbor has repeatedly complained to you about the hazard your almost fallen tree presents and you did not heed him, or you know that your tree is dead but you did not have it removed, then negligence is evident on your part, and now you become legally liable to pay for damages. A standard homeowners insurance covers liability plus the cost to defend you should your neighbor press charges. To prevent this from happening, it is good advice for you to trim your trees periodically especially if you hear that a storm is coming because this is the time that uncared for trees are most likely to fall or be uprooted.

Leaky Bathtub ??? any other Damages ??? Without a Condo Insurance, you will be out there without coverage to all your Damages repaired. Give us a Call and you will be surprised of how affordable that can be !!!
Not an owner ??? No Problem !!! You can still get Renters Insurance to cover all your Personal Belongings with us at a Great Price !!!

This is a Policy that is different form Homeowners. Prefer Waterfront or Waterlogged ??? Then Flood Insurance will be a Very Good policy for you to have at a Very Affordable Cost !!!